Benefits of the One Plan Health Insurance Health Plan

Planning ahead for your future is easier said than done, especially when it comes to making sure that your future health is in good hands, and unfortunately many South Africans believe that proper health care is far out of their reach, and financial bracket.

But worry no more, as One Plan Health Insurance is aiming to prove this perception wrong by offering affordable and comprehensible health care to all South Africans. And with various plans available there is sure to be one to suite your needs and your pocket.

Here is a look at the comprehensive Health Plan from One Plan Health Insurance.

What the One Plan Health Insurance Health Plan Offers You

For only R 245 a month a single member on the One Plan Health Insurance Health Plan will receive R8 210 worth of cover per year. This includes doctor and dentist visits, scripted medication, repeat scripted medication, radiology, pathology and maternity and pre-birth care.

A couple can enjoy all of these benefits for only R 490 and a couple with one child will only have to pay R680 to ensure that their entire family is covered.

Under this plan you will also enjoy great eye care benefits, including a frame, comprehensive eye test and specially cut lenses. You will also enjoy the benefits of the Personal Protection Program, which means that in the case of crime related traumas you will be able to receive telephonic or face to face counselling, trauma related legal assistance and in the case of domestic violence you will have access to shelter facilities.

You will also be covered in the case of accidental exposure to HIV and will be give two free blood tests and 31 days free anti-retroviral or prophylactic treatment. This means that the One Plan Health Insurance Health Plan covers you and your family in the vent of almost any medical issue.

And by using your Onecard you will have your benefits paid directly to your card, where you will be able to use it at any medical facility.

Who Will Benefit from the One Plan Health Insurance Health Plan?

With the very competitive price of the One Plan Health Insurance Health Plan everyone under the age of 65 years will be able to benefit from the cover that it provides.

A value added bonus to all One Plan Health Insurance members is that you will get 24 hour access to their emergency helpline, and in the event of a justifiable emergency the insured member will be transported by ambulance to the nearest medical facility.

Best Health Plans – What You Need to Know

Choosing the best health plans can be a confusing experience these days. There is a plethora of quality health plans available for just about every set of circumstances and budget. The key to determining which plan is best for you and your family is to know the various parameters of insurance plans and understand how those parameters apply to your set of circumstances.

There are three primary factors to consider when selecting a health insurance plan:

1. What is the total out of pocket cost per year going to be? This includes a combination of the monthly premiums, doctor visit co-pays, hospital visit co-pays, prescription drug costs, and last but not least, the annual deductible.

2. Which doctors and hospitals are accessible through the plan? Some plans require that you see only doctors in that plan’s network (except for emergencies); other plans allow you to visit any doctor you choose, however, the co-pays on this type of plan are generally higher.

3. What is the reputation of the health plan based on user feedback? This includes the quality of care provided at in-network facilities and also the efficiency of the payment system (you don’t want to be getting bills for incurred costs that should be covered by your insurance).

The most efficient way to compare health plans directly is by utilizing an online comparative service.

The topic of health insurance is probably not a topic that comes up very often for the majority of the adult population who are employed by companies that provide benefits. It becomes a very important and urgent topic if you lose your job and have only a few weeks to decide whether to continue your insurance through your employer (COBRA) or to seek less expensive coverage on your own.

With the economy being as bad as it is, there are many people making a go starting their own businesses as well. There are numerous high quality health insurance programs available for self-employed persons and small businesses alike.

One thing is for certain: all health plans are not created equal, and the quality of your health plan can have a huge impact on the quality of your life; so choose wisely.

This article was written by the owner of Best Health Plans, an organization dedicated to helping individuals, families, and small businesses find the best health insurance plan for their needs.

App Fog Genius Lessons From A Successful Entrepreneur

App Fog Business Startup Lessons from a Lucrative Entrepreneur

Lucas Carlson is a successful startup entrepreneur. When he first started however, he made a few bad choices that almost cost him big time.

Don’t Skip Business Setup Planning

At first he was just programming an idea for App Fog. He didn’t have a landing page, any bank account, brain storming ideas, or thinking about the ideal customers. Skipping key steps really put him back for years. He would program for weeks, and then finish the app idea. Then program for weeks and finish the idea. He couldn’t get people interested in the idea that was created.

Creating a Landing Page

Finally, he decided to create a landing page one night when he was too tired to sleep or even tell his wife about the programming idea. The app idea was PHP Fog. He tried putting it up on a site before that called Heroku.com. He registered the PHP Fog website and just simply wrote “it’s like Heroku for PHP”. Heroku’s site only allowed for Rudy on Rails applications so he couldn’t put the applications on that site.

Living the Dream

The next morning he woke up and had eight hundred people on his website! He didn’t market it anywhere else. All he did was put one link on Hacker News network. Also, he described the website in more depth. It turned out that the idea was a “hair on fire” idea without even the creation of the project! This gave him assurance that if the effort is put in, the results will be desired. After programming for two weeks. he just only had a prototype and the traffic went from 800 to 4,000 unique visitors per day!

Hair on Fire Problem Equals Confidence

He had identified a “hair on fire” problem. This gave him confidence to program the solution. This changed his life forever! He realized the difference between having a problem that people know they have versus the problems that people don’t know they have. PHP Fog wound up being AppFog. It raised $10 billion dollars and was later bought out.

No Marketing Expenses

He didn’t spend a dime on marketing! It wasn’t an accident. People already wanted the idea and were looking for it. He learned that he could find what people already wanted and then program an application based on what they wanted. He wasn’t taking a “shot in the dark” anymore.

Don’t be Intimidated

Creating a landing page or micro-website is very scary for most people. They don’t want to know if others like their great idea or not. There is a denial psychological part to this way of thinking. It can be self-defeating to the creation of an idea. They will think “Well I believe in the idea so much, that I don’t care what other people think about it”. This philosophy will kill a great idea. Put your “right foot first” and see what people need.